Privacy Statement
ChampAmigo takes your privacy seriously. Please read the following to learn more about our privacy policy. By visiting this website, you are accepting the practices described in this Privacy Notice.
What This Privacy Policy Covers
This policy covers how ChampAmigo treats personal information that ChampAmigo collects and receives, including information related to your past use of ChampAmigo products and services. Personal information is information about you that is personally identifiable like your name, address, email address, IP address, phone number or Know Your Customer (KYC) documentation, and that is not otherwise publicly available. This policy does not apply to the practices of companies that ChampAmigo does not own or control or to people that ChampAmigo does not employ or manage.
Due Diligence
Know Your Customer (KYC) is the due diligence regulation clients and ascertain relevant information pertinent to doing financial business with them.
KYC documentation includes I) a legible copy of a valid Government issued ID; i.e. a Drivers' License, Government ID Card or a Passport, and II) a copy of a utility bill or bank statement, not older than 2 months, showing your legal address. The verification documents are stored in a highly –MasterCard™ secured building to assure privacy and security. ChampAmigo will send the KYC Documents to the card issuing bank upon their request.
Affidavit
ChampAmigo sets a new standard for authentication that protects you, ChampAmigo and others from fraud and other illegal activities. Our services, being internet based, are amazingly flexible and powerful. We are very careful to ensure that all information passing through our sites is being handled securely, legally and ethically. Before we allow access to certain capabilities, we apply a rigorous authentication process, to ensure that identities and money cannot be stolen. This process is NOT conducted by a computer, but by a real human being; a trusted ChampAmigo employee. It includes a review of photo IDs, proof of address and other methods that, for security reasons, we do not disclose. The employee applies judgment during the process, so no two processes are quite the same.
You have to fill out and sign an Affidavit if you want to load funds onto a ChampAmigo ChamPay account from a Credit Card, Debit Card or Personal Check. In addition, ChampAmigo requires a clear copy of the last statement of a bank account, a copy of a recent credit card statement, a copy of a recent phone bill, a copy of the front and back of a credit card and a copy of a voided personal check if you want to load a card by Personal Check.
Information Collection and Use
General
ChampAmigo collects personal information when you register with ChampAmigo. ChampAmigo may combine information about you that we have with information we obtain from business partners or other companies. When you register we ask for information such as your name, address, phone number, email address and zip code. Once you register with ChampAmigo and sign in to our services, you are not anonymous to us.
ChampAmigo collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer. ChampAmigo automatically receives and records information on our server logs from your browser, including your IP address, ChampAmigo cookie information, and the page you request.
ChampAmigo uses information for the following general purposes: to fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients. We reserve the right to send you certain communications relating to ChampAmigo services, such as service announcements, administrative messages, special offers and a ChampAmigo Newsletter, the Champ Chronicle.
Confidentiality and Security
We limit access to personal information about you to employees whom we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
Cookies
ChampAmigo may set and access ChampAmigo cookies on your computer. We use this information for Web Site and Systems Administration. Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our systems to recognize your browser during visits.
Information Sharing and Disclosure
We receive and store any information you enter on our Web site or give us in any other way. You may choose not to provide certain information, but then you might not be able to take advantage of many of our features.
We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering shipments, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes
ChampAmigo may share personal information about you with trusted partners who work on behalf of or with ChampAmigo. These companies may use your personal information to help ChampAmigo communicate with you about offers from ChampAmigo and our marketing partners. You may receive certain communications relating to ChampAmigo services, such as service announcements, administrative messages, special offers and a Newsletter.
We may provide personal contact information about you with our trusted partners who work on behalf of or with ChampAmigo. These companies may use your personal information to help ChampAmigo communicate with you about offers from ChampAmigo and our marketing partners.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of ChampAmigo’s terms of use, or as otherwise required by law.
We transfer information about you if ChampAmigo is acquired by or merged with another company. In this event, ChampAmigo will notify you before information about you is being transferred and becomes subject to a different privacy policy.
Changes to this Privacy Policy
ChampAmigo may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email you entered or by placing a prominent notice on our site.
